Going Back to School?

I am seriously thinking about going back to school. I am in my 30's with no real education; no bank-ability; no little abbreviated letters behind my name that say "I am worth something in the work world." But there is no money and I just hate going into debt for anything. Right now, we have a $3000 balance on a no interest credit card and it haunts me everyday.

I've thought about this intently for the past week and there are two things that really interest me: accounting and the travel industry. I would love to work for a travel agency, but a degree in accounting would give me more job possibilities. I would be okay with either one. The problem is that I would have to do online courses since going to school full-time isn't a possibility right now. And I am okay with that too.

I just worry. It's what I do. I worry about not liking the courses. I worry about making the wrong choice in my vocation. I worry about completing the program. I worry about getting overwhelmed and quitting the program. It's what I did 11 years ago when I was in school and engaged and working full time. I couldn't handle it and stopped going to school. It's still my biggest regret. I don't want to do that again, but now that I am a mom and have a household to run, and do the accounting for my husband's business, and volunteer, etc, etc, I worry that I am just going to get overwhelmed again and end up having to quit. One of my biggest faults is that I am easily overwhelmed. I can't handle a lot and get stressed out easily. I want to complete my schooling seeing how my kids are getting older and I am eventually going to have to get a job. I just worry about it all. It's what I do.