I have been having trouble lately and a friend of mine recommended a good therapist that she and her husband went and saw last year. I would like to go and see her and have someone to talk to in a safe environment and to have someone help me with what's going on in my life right now. But we don't have the money. Not even close to what it would cost to even see her once a month. And of course, our lousy insurance won't cover "mental health" issues. Great. So my heart is beating just fine, but my brain is going crazy. And there is nothing I can do to help it. It's not the kind of situation that I could just talk to my friends about; it's something much more personal than that or care to share with someone I know outside of a safe office. I want to go see a therapist to help me work through it; to get a professional, new perspective on it and give me ways to help solve it. But we are stuck in the land of "barely-making-it" and having an extra expense just isn't the best thing right now.
Besides, I think the idea of me going to a therapist is more than my husband can handle. I've always been able to solve problems on my own and able to survive and get by. But this is bothering me way too much and too difficult for me to solve on my own. So the fact that, if I do go, I would have to hide it from my husband - for at least a while until I feel safe and comfortable enough to tell him - is scary to me. I don't want to have to keep this kind of secret from him, but at the same time, I don't want to continue in pain and anguish and try to hide it from everyone. I guess either way I am keeping a secret from him; it's just easier to hide the pain and sorrow than it is to hide the credit card bill.
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4 comments:
Do you have a job with benefits that include an Employee Assistance Plan? Most companies include this these days. There are therapists, lawyers, other professionals available through the plan to help you. It is 100% confidential and no one at your job would know you are seeing a therapist, unless you tell them. Check in to it.
Nope. The only benefits I get are goodnight kisses and the words, "Yea! Dinner isn't gross tonight!" from my kids. My husband is self-employed so we have to pay for our own individual plan which is pretty much bleeding us dry and not offering much in return. It's just great. Thank you for the advice though in case I end up having to get a job in the near future.
Who does your daughter see for her ADHD/ODD? Would your insurance cover therapist visits for her for that?
I ask because our health insurance does not cover "mental health" well, but does not consider ADHD follow-up visits to be "mental health." My daughter sees a psychologist for her ADHD . . . who is in a "family therapy" practice. And he talks to me about how things are going as much as he talks to her (because she's 6).
I find it very helpful for me during her appointments to have a chance to talk over what we're struggling with and how to cope.
Obviously, I don't know if your daughter is a part of what you want to talk to a therapist about or not, and if she isn't, this won't help.
I hear you about the insurance coverage. Both hubby and I have mood disorders that require treatment--usually we see a regular doc for meds, but we can see a psychiatrist for 15 minutes (I kid you not) for medication review or something like that. A therapist is totally on our dime. Lots of dimes. We are being hit hard with all the copays for the doctors and meds and all that. I try to tell myself "it's worth it" to go to the therapist, but it bites when I go to the grocery store and can't buy what I want. But the way I feel now is so good...
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